Zenbridge
EDI Dictionary

IRA Investor Reporting Action

Opt
AtMax 1

To identify actions on or status of the mortgage

Elements

PositionElementNameTypeMin/MaxRepeat
1
1376
Investor Reporting Action CodeMandatoryID2/2AtMax 1
2
1250
Date Time Period Format QualifierRelID2/3AtMax 1
3
1251
Date Time PeriodRelAlphanumeric1/35AtMax 1

Element Details

ID1376
NameInvestor Reporting Action Code
LengthMin 2 / Max 2
Position1
RequirementMandatory
Codes
  • <>1E
    Short Payoff
  • <>07
    Loan Inactive for Accounting
  • <>1N
    Mortgage Insurance Cancellation by Homeowner Based on Current Value of Property
  • <>1C
    Third-party Foreclosure Sale
  • <>1S
    Mortgage Insurance Cancellation for Unspecified Reason
  • <>1D
    Federal Housing Administration or Veterans Administration/Real Estate Owned or Conveyance
  • <>1T
    Repurchase for the Purpose of Modification
  • <>IL
    Substitution
  • <>1R
    Skip Payment
  • <>1B
    Real Estate Owned Property
  • <>1G
    Delinquency
  • <>01
    No Special Accounting Action
  • <>1H
    Third Party Sale, Pre-Foreclosure Sale and Short Payoff
  • <>04
    Bankruptcy or Litigation
  • <>1M
    Mortgage Insurance Cancellation by Homeowner Based on Original Value of Property
  • <>1F
    Principal Balance Correction
  • <>02
    Action Code Reset
  • <>1K
    Payoff - Matured
  • <>05
    Referred for Deed in Lieu of Foreclosure
  • <>08
    Loan Reinstated for Accounting
  • <>1A
    Payoff - Alternative Conversion Adjustable Rate Mortgage to Fixed Rate Mortgage
  • <>1Q
    Curtailment
  • <>03
    Relief Provisions
  • <>1J
    Payoff - Prepaid
  • <>06
    Referred for Foreclosure
  • <>1O
    Mortgage Insurance Cancellation by Servicer Based on Automatic Cancellation Provisions
  • <>10
    Payoff - Repurchased
  • <>09
    Payoff
  • <>1P
    Mortgage Insurance Cancellation Based on Mandatory Termination for High Risk Loan